What is the 1st step in saving ….

It’s called paying yourself first! You pay all of your bills, but do you ever pay yourself first?  Get yourself a “me” fund. Whether it be a prepaid visa or master card
a savings account or what ever. Get an account that is for the benefit for yourself.  Take about 5% and pay yourself first. If you get your paycheck by direct deposit separate  it and put it into a different account where you don’t see it.

Most of the time if it is doesn’t end up in your hand it is easier to pay yourself. I did this…. I felt like I could not afford to pay myself. But I started putting at least 5% of my income per pay period for “me”.  Now, my husband knows about my “me” fund.  I don’t calculate my “me” fund into my income because I don’t want to consider it as money available for bills and etc.

So, the first step into building a savings account is get you “me” fund. Take atleast 5% of your income start building up your “me” fund. You deserve it right!

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