‘Banking/Money/Finance’ Archives
MyFICO score +79 point in 2 months!
Every year for the past three years I have been getting a free annual credit report. Sometimes I would go the extra mile and pay to look at my score. This year, 2010, I have taken everything more seriously. So, In March I paid for myFICO will TransUnion and Equifax, Experian no longer was available through MyFico.com so, I went to Experian [...]
Avoid the Default!!
I know that you hate to pick up the phone and on the other end of the line find a bill collector. But one thing you do not want to avoid is Student Loan collections. Having your Student Loan to go into collections is by far one of the worst things that could result in damaging your credit dramatically. There are ways to prevent [...]
Delete bad credit?
Can Bad Credit be Deleted? Yes, it can. Despite the fervent proclamations of bureaucrats and credit bureaus everywhere, a simple fact remains: negative credit listings are deleted from peoples' credit reports by the thousands each and every day. (more...)
Getting around the “check hold”
Getting around the “check hold” on bank deposits… Most banks will not tell you this but when you bank with an institution in which you can make deposits through the ATM, you may be able to beat the “hold” when you are depositing a check. I love this option of being able to a make a deposit through the ATM. I would not [...]
“me” fund….
What is the 1st step in saving .... It's called paying yourself first! You pay all of your bills, but do you ever pay yourself first? Get yourself a "me" fund. Whether it be a prepaid visa or master card a savings account or what ever. Get an account that is for the benefit for yourself. Take about 5% and pay yourself first. If you get [...]
mon”How to” write a check
How to write a check? Well, while you may think checks are becoming obsolete, they are still in good use. Older people that are not familiar with check cards such as a visa or master debit card, continues to make good use of checks. While a younger person getting their first checking account may not know the first thing as to writing a [...]
What age were you?
What age were you when you got your first checking account? I met this girl who never had an account before. She just moved to the area and needed to cash her check from her new job. No one wanted to cash it because she didn't have a local ID. The information on her ID did not match her check stub. We went to every check cashing place in the [...]
Need a Bank Account?
So you need to open up a bank account? There are a few things that you need to know. What age do you have to be in order to open up a bank account? 18, in most cases, that's if you want to be the only one on the account. You do have the option to open up an account with your parent/guardian. (Personal Experience: I open up my first [...]
Credit Card Direct!
Are you thinking about your credit? Have you thought about the dangers you are facing with recession, foreclosures, and bankruptcy? Do you think there is no possible way to get back on track after you have had it rough? Don't worry! Life isn't over. Remember that what we experience in life is all apart of life. Sometimes we have no immediate [...]
Extra ends…
What are your expertise? I found a forum where it pays you for helping people. I just came across it about two weeks ago. I spent so much time on there answering question and each question I asked or answered I was paid like anywhere for $.10 -1.00. I racked up $25 easy in a couple of hours. People are really going to these forums for help [...]
