Tag Archives: banking
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Getting around the “check hold”
Posted on April 20, 2009 by MANIFEST ME! in Banking/Money/Finance, GeneralGetting around the “check hold” on bank deposits…
Most banks will not tell you this but when you bank with an institution in which you can make deposits through the ATM, you may be able to beat the “hold” when you are depositing a check.
I love this option of being able to a make a deposit through the ATM. I would not bank with out it. But you must know your bank cut off times in order to (more…)
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What age were you?
Posted on April 10, 2009 by MANIFEST ME! in Banking/Money/Finance, GeneralWhat age were you when you got your first checking account?
I met this girl who never had an account before. She just moved to the area and needed to cash her check from her new job. No one wanted to cash it because she didn’t have a local ID. The information on her ID did not match her check stub. We went to every check cashing place in the city.
So, I told her I was taking some personal time to make sure she did not have this problem again. Luckily she found a bank that would use her out of state ID and another form of ID to open up a checking account. She set her direct deposit up but the next check she had received was a paper check. It took a couple of pay periods to get the direct deposit on track.
Since she had open a bank account she didn’t realize that if someone wrote her a check that she didn’t have to deal with the issue of finding a business or a bank to cash it. She was not stupid, she just didn’t know. She was inexperienced in this area and she is over 21 years of age.
I am shocked but there are so many other young adults that has no knowledge of the banking system itself. So, that is why I have started writing more about finances.
I may not use the huge financial system words that other blogs are website may use. I want to speak or write in common terms that any ordinary person will be able to understand. =) So, be looking for more post about finances!
TaWana S.
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Loans Nationwide!
Posted on November 19, 2008 by MANIFEST ME! in GeneralWhen many people think about getting a loan, they wonder if their residence would affect them in the decision. Well wether you are in the US or the UK you can easily qualify and have money direct deposited into your account within 24 hours! You think I am kidding? You can get payday loans in TX! (more…)
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